What to Consider before Buying a House

Big Single Family Home
With home buying being an emotional experience, it's best to start looking within your price range so that there are fewer disappointments. You don't want to fall in love with a house that you cannot afford. Decide what you can comfortably afford and shop for the right mortgage. Check with multiple banks and mortgage companies. There are many programs that will make home buying a rewarding and comfortable experience.

Visit houses that you're interested in at different times of the day. What seems like a quiet family neighborhood during the day could very well be a noisy, busy neighborhood o­nce the sun goes down. Pay attention to parking, neighbor interaction, and traffic through the neighborhood.

Talk to the neighbors. If they are outside, ask for neighborhood information or tips. You may want to know if the neighborhood is primarily made up of renters or buyers, younger or older residents, and if there is a neighborhood association.

Familiarize yourself with the surrounding area. Noise or traffic issues may arise if the home is near an airport, shopping center, highway, or high school football stadium. If you're interested in taking advantage of public transportation, check to see where the stops are in the area. Knowing the area before buying can help to avoid headaches in the future.

Small Single Family Home
Have a home inspector inspect the house. All problems are not visible to the naked eye, so it is important that a professional check everything out. Upon completing the inspection, the inspector will be able to give a report and discuss any issues with the house.

Buying a house is a huge decision. Taking the time to understand and participate in the process will save time frustration in the future.